Rideshare insurance

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Rideshare Details

If you’re using your Camry to deliver people to and from locations in exchange for money, your normal insurance policy will not provide you coverage while you’re working. To be sure you’re covered, you will need a specialized insurance policy geared towards ridesharing. This insurance policy provides coverage while driving for any Transportation Network Company, such as Uber or Lyft, while the App is turned on even if a rider has not been accepted.

This endorsement provides coverage for drivers who participate in ride sharing activities. A ride sharing activity can be described as someone who uses his or her own vehicle to drive passengers or property for a fee on behalf of companies like Uber or Lyft. This endorsement applies to the stated coverages during the period of time when the driver is available for hire until the driver accepts a request for transportation of persons or property for a fee.

Basically, these insurance policies will cover the driver on a personal auto policy whenever the Ride Sharing Companies’ insurance does not cover them. Typically, those policies will cover their drivers once they are on the app and accept a ride.

Frequently Asked Questions

Who needs rideshare insurance?

Rideshare insurance is typically needed by individuals who drive for ridesharing platforms like Uber or Lyft. Regular personal auto insurance policies may not cover accidents or incidents that occur while driving for these platforms, as they often have coverage gaps during the time when a driver is logged into the app but hasn’t yet picked up a passenger, or when the driver has a passenger in the car.

How much is RIdeshare Insurance?

The cost of Rideshare insurance varies depending on several factors that may include your driving history, claims history and your credit. Fortunately, we work with several companies and can compare pricing for you.

Who has the best Rideshare Insurance policies?

The best rideshare insurance is the company that has the best coverage and pricing for your situation. No one company offers “the best rideshare insurance.” It is purely dependent on your needs, budget, and coverage requirements.