Event Planners Insurance
Event Planners Insurance
Choosing the right business insurance plan can be very confusing, so we have different options and programs to meet the needs of our business insurance clients in the Los Angeles area and throughout California. At Tower Insurance Associates Inc, we can design a specialized package according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
To get started, call or text our office at (310)837-6101
Professional liability insurance (also known as errors and omissions) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of booking a caterer that can’t accommodate a client’s dietary needs, it could help cover related expenses to defend yourself.
Professional Liability can help you pay for:
- Professional negligence (actual or alleged)
- Legal defense costs
- Legal judgments
- Planning errors and oversites
- Client dissatisfaction with an event
- Failure to deliver promised results
Important Policies for Professional Services
While professional liability insurance helps pay for lawsuits arising from mistakes and oversights, it does not provide complete protection. You should also consider coverage for injuries, property damage, and data breaches. Other professional services insurance policies to consider include:
- Business Owners Packages (BOP) This policy bundles general liability coverage with commercial property insurance at a lower premium than if the policies were purchased separately.
- Commercial Auto Business-owned vehicles must be covered by a commercial auto policy, which covers costs if your vehicle is involved in an accident.
- General Liability This policy can cover expenses related to customer injuries, such as an emergency room bill from a client who tripped over a power cable at your event.
- Workers Compensation Required in nearly every state for professional services businesses that have employees, workers’ comp can cover medical costs and lost wages for work-related injuries.
- Professional Liability Insurance Protect your expertise. When you make a living off your expertise, you need comprehensive, cost-effective insurance to protect you financially from damages or legal costs that may arise.
- Cyber Liability This form of professional services insurance helps businesses survive data breaches and cyberattacks by paying for recovery expenses and other associated costs.
