Whether you own a small family-operated catering service or a larger enterprise; or whether you operate from home or commercial premises, your California business insurance agent may help you choose a policy that meets the specific needs of your business. Financial protection for your catering business is vital for the benefit of your employees and customers, as well as for your reputation as a business owner and your financial security.
Catering liability coverage is necessary for most catering businesses including coverage for a range of possible scenarios including those that may involve injury due to liquor, food poisoning, or an injury on the premises. Commercial vehicle insurance is recommended for catering vans that transport food. Coverage for trailers and food carts may be necessary, as well as financial protection for food spoilage and workers’ compensation in case any employees are injured on the job. There are a range of insurance options, and you should know about the ones that may be beneficial for you.
Catering businesses may bring much joy to business owners who enjoy cooking and being creative with food. You might be seeking to find out more about additional types of insurance suitable for your catering business. In that case, speak to your California business insurance agent for advice with insurance solutions to reduce risk for your business.