Should you be contemplating the purchase of a motorcycle, it may be wise for you to first check with yourCalifornia motorcycle insurance agent to find out about coverage options and premium costs. Motorcycle insurance coverage and costs are typically determined by a number of factors including age, gender, driving record, style of motorcycle, riding experience and geographic location.
You may want to inquire about the cost of motorcycle insurance before buying a particular bike. Insurance for high-performance sports bikes may cost more than simpler touring bikes due to the added risk associated with increased power and speed. Areas with poor weather conditions generally have higher motorcycle insurance rates too.
Another factor impacting your motorcycle insurance premium may be the type of coverage you choose. Full coverage, including theft, damage and medical usually costs the most, but provides more financial protection.
Warm, sunny states like California may have slightly higher motorcycle insurance rates as bikers may ride their motorcycles year round. Should you maintain a good riding record, it is possible that your California motorcycle insurance rates may go down over time.*